Latin Counsel | Joaquín Ruiz Echauri

Joaquín Ruiz Echauri

Partner

Pérez-Llorca

Joaquín Ruiz Echauri joined Pérez-Llorca in 2020. Prior to joining, Joaquín has been the partner responsible for the Insurance and Reinsurance area at a highly prestigious international firm.
Joaquín Ruiz Echauri has 30 years of experience in corporate, regulatory and litigation advice for the insurance and reinsurance industry.

During his career he has worked with important national and international clients in M&A operations, bancassurance alliances, VIF reinsurance agreements, portfolio assignments and reorganizations and corporate matters of all kinds. In the regulatory field, he has provided advice on product design, contract interpretation, insurance and reinsurance distribution, and pension plans and funds. As the most relevant milestones of his work, Joaquín carried out one of the first cross-border mergers of insurance entities, practically all VIF reinsurance operations carried out in Spain and Portugal, or some of the most complex transactions in bancassurance and transfers of national and cross-border portfolio.

In addition, Joaquín is a recognized specialist in the contentious field of the Insurance Sector, as well as in product liability matters. Specifically, his experience covers P&C, PI, D&O, E&O, Cyber, MedMal litigation, as well as claims handling, coverage denials, recoveries and actions of all types, including arbitrations, where he has acted as an arbitrator and expert in Insurance matters. . Since 1993, he has acted before Courts and Tribunals of all jurisdictions, in complex matters of maximum relevance for the Sector and, in general, for his clients.

Insurance

1992 Law Degree, University of Navarra
1992 Program of Instruction for Lawyers (P.I.L.), Harvard University
1993 Master in Business Legal Consulting, IE Business School

Joaquín is a professor of Private Law at the Universidad Pontificia Comillas (ICADE).

Illustrious Bar Association of Madrid (ICAM).
President of SEAIDA Reinsurance Work Insurance.
AIDA – President of the Spanish Reinsurance Section.
Member of the Editorial Board of "Spanish Insurance Magazine" and "Spanish Magazine of Civil Liability, Circulation and Insurance".

Chambers Europe: recognized as ’Star Individual’ for the area of ’Insurance Law’ (2019, 2020, 2021, 2022 and 2023) and previously "Band 1" continuously since the publication of this category by that Directory.
Legal 500 EMEA: included in the ’Hall of Fame’ category for the area of ’Insurance Law’ (2020, 2021, 2022 and 2023) and previously "Leading Individual" since 2015 intermittently.
Who’s Who Legal: Life Sciences 2023 / Thought Leaders Global Elite – Insurance & Reinsurance 2023 / Thought Leaders 2023 / Insurance 2022 / Product Liability 2022.
Best Lawyers®: ’Insurance Law’, ’Litigation’, ’Corporate and M&A Law’ and ’Financial Institutions’. Lawyer recognized among the best in Spain consecutively from 2013 to 2020.
Acritas Stars consecutively from 2017 to 2020.
Expansión Ranking 2021: Which lawyers advise large Spanish companies – Joaquín Ruiz Echauri No. 1 in transactions in the financial sector.
Thomson Reuters Stand-out Lawyers 2023
Iberian Lawyer: Top 60 Lawyers in Business Law 2021.
ILO Choice Awards, Lawyer of the Year, Insurance, Spain (2012, 2015, 2016, 2017 and 2018).
Best Lawyers®: Insurance "Lawyer of the Year" (2021) in Madrid.

An analysis of Royal Decree 1060/2015, of November 20, on the organization, supervision and solvency of insurance and reinsurance entities. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, Nº. 165-166, 2016, pp. 177-318.
The position of international business groups in product liability claims. Diario La Ley, ISSN 1989-6913, No. 8401, 2014.
Payment protection insurance: impact on our legal system of the problems that have arisen in the United Kingdom regarding PPI. Magazine of the Spanish Association of Lawyers Specialized in Civil Liability and Insurance, ISSN-e 1887-7001, Nº. 39, 2011.
The banking-insurance operator in the criteria of the General Directorate of Insurance and Pension Funds. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, Nº. 148, 2011.
The role of domicile in determining the law and jurisdiction applicable to the Life Insurance contract. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, Nº. 147, 2011, pp. 631-653.
Articles 77 and 78. Spanish Insurance Magazine: Doctrinal Publication of Law and Economics of Private Insurance, ISSN 0034-9488, No. 143-144, 2010.
Articles 79 to 96. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, No. 143-144, 2010.
Nature and effects of the claim settlement offer by an insurer to its insured (II). Journal of civil liability, circulation and insurance, ISSN 1133-6900, No. 5, 2008, pp. 8-15.
The final problem: the distinction between limiting and delimiting clauses in the insurance contract. Icade: Magazine of the Faculties of Law and Economic and Business Sciences, ISSN 1889-7045, No. 71, 2007 (Issue dedicated to: New challenges of the Insurance contract).
Plurality of employers, liability and insurance: the case of contractors, subcontractors and ETTs in work accidents. Journal of civil liability, circulation and insurance, ISSN 1133-6900, No. 3, 2006.
Nature and effects of the offer of claim settlement by an insurer to its insured. Journal of civil liability, circulation and insurance, ISSN 1133-6900, No. 8, 2005.
The appraisal of civil liability claims and the procedural intervention of experts. Journal of civil liability, circulation and insurance, ISSN 1133-6900, No. 2, 2005.
Progress towards the European Insurance Contract: the Opinion of the European Economic and Social Council of December 15, 2004. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, No. 123-124, 2005.
Legal problems surrounding accidents with articulated vehicles. Spanish insurance magazine: Doctrinal publication of Law and Economics of Private Insurance, ISSN 0034-9488, Nº. 122, 2005.
The pension commitments of credit institutions: their jurisprudential treatment and their regulation by the Bank of Spain. Journal of banking and stock market law, ISSN 0211-6138, Year No. 23, No. 94, 2004.
The awarding of contracts through public bidding in public and private companies: Directive 93/38/EEC. Administrative news, ISSN 1130-9946, No. 16, 1997.
Transboundary contamination in nuclear law. Administrative news, ISSN 1130-9946, No. 4, 1996.

Collaboration on joint publications:

Procedural elements of the claim. Practicum damages 2015 / coord. by Ana Soler Presas, Pedro del Olmo García, 2014.
Substantive elements of the claim. Practicum damages 2015 / coord. by Ana Soler Presas, Pedro del Olmo García, 2014.
Damage to the circulation of motor vehicles. Practicum damages 2015 / coord. by Ana Soler Presas, Pedro del Olmo García, 2014.
The balance between supervision and effectiveness. Supervision in private insurance: Towards solvency II. Minutes of the Congress on Regulation and Supervision in Private Insurance. Valencia, September 15 and 16, 2011. Coord. by Félix Benito Osma, María Teresa Olavarría Iglesia, Francisco Javier Vercher Moll; Vicente Cuñat Edo (dir.), Juan Bataller Grau (dir.), 2013.
The good governance of societies before and after the great financial crisis. Study on the insurance sector in Spain 2010: qualitative aspects of solvency II. Coord. by Pilar Blanco-Morales Limones, Montserrat Guillén Estany, Inmaculada Domínguez Fabián, 2010.
Sanitation and liquidation of insurance entities. Comments on the reform of the regulation and supervision of private insurance: analysis of Law 34/2003 and the regulatory regulations approved by Royal Decrees 297 to 301/2004. Coord. by Joaquín Ruiz Echauri, 2004.

Books: